At least in the U.S., most credit cards have an extended warranty benefit that usually add 1 year on top of the manufacturer's warranty. Has anyone ever filed a claim for a dashcam under such an extended warranty? I was looking at the details of Chase's extended warranty benefit (https://www.chasebenefits.com/freedom), and in the exclusions, it states: "Boats, automobiles, aircraft, and any other motorized vehicles and their motors, equipment, or accessories, including trailers and other items that can be towed by or attached to any motorized vehicle".
I'm thinking technically, dashcams are probably excluded as they could be considered a car accessory. But wondering if anyone has ever had experience with this. Maybe if a claim was filed, they could be described as a surveillance camera instead to get around the exclusions?
I don't need to file such a claim now, but as I was looking to buy another dashcam, I was thinking about which credit card to use for the purchase and then started thinking about this since some credit cards have a better extended warranty (or easier claim process) than others.
I'm thinking technically, dashcams are probably excluded as they could be considered a car accessory. But wondering if anyone has ever had experience with this. Maybe if a claim was filed, they could be described as a surveillance camera instead to get around the exclusions?
I don't need to file such a claim now, but as I was looking to buy another dashcam, I was thinking about which credit card to use for the purchase and then started thinking about this since some credit cards have a better extended warranty (or easier claim process) than others.