When i have found a little money next year i will have my windscreen replaced too, but i share the experience with my insurance so personally i just have to cough up 1/3 of the total price.
The chip i have in the glass are pretty small but i will make it bigger then, but my main issue are all the little scratches, maybe due to my dashcams but i have never noticed that before on other cars of mine but i cant think the glass of my cheap little car are more prone to scratches than other cheap cars i have owned.