why spend $300 when you can get one for $29??

Dashmellow said:
Insurance is like betting against yourself. You only win if you lose.

Dash cams are like betting against the other guy, so that he ends up being the one that loses. ;)
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reminds me of the simpsons episode where a hurricane destroy's ned flander's house:

Ned Flanders: Well, sir, everyone's alive. Guess that's something to be thankful for.

Homer: Now, that kind of attitude's not gonna get your house back.

Marge Simpson: I'm sure your insurance will cover the house.

Maude Flanders: Uh, well, no. Neddy doesn't believe in insurance. He considers it a form of gambling.
 
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