Both cars were drivable after the accident, very minor damage. Keep in mind, at 89 years old, this guy was so out of it, I had to walk him through exchanging insurance information. Eventually he offered to pay the damage directly to avoid going through insurance. And he had dents from at least one other accident that looked super fresh.
So in the end I decide to go through insurance... but they ruled me 50% at fault. This was because priest said he was in the left lane the entire time and that I cut him off. Can't believe he LIED!!! Then I supplied the dashcam footage because I wanted to see how they would rule without it to prove a point. And thus they reversed it and made it 100% the priest's fault.
Everyone should have a dashcam...