A few years ago I was cycling, turned onto the main road and was stuck on the inside of crawling traffic. I overtook cautiously on the inside. When I reached a side road, nothing was moving, and despite knowing the risk, I kept overtaking - carefully - on the inside through the junction. As I was about to pass, an Addison Lee minicab* decided to turn into the side road and floored it without indicating. I stopped, but ahead of the cab's rear wheels. He accelerated so hard I did a 360 degree sideways somersault, ripping my jeans and bloodying my knee.
Now just as in the US, that would have been easy money if I'd pursued it. But I considered myself at least 50% to blame,
so I didn't.
The injury was far worse than I thought (my feet were in toe clips and it had twisted my knee.) I couldn't walk at all for about 3 weeks. I was in agony that kept me awake most of the nights. I honestly thought I'd be crippled for life. I
still didn't seek damages.
It ended up being about 6 months before I could walk normally. I still didn't seek damages. I don't care that I could have got a crap load of money out of an insurance company. I took responsibility for my actions and did what I thought was right.
Now I'm sure that in your eyes, and many others, that makes me a fool. But I'm happy with my choice. And I was a lot more deserving of compensation than you were.
*Sadly I was unaware of the Addison Lee reputation back then.